Overview
Sunbit is a buy now, pay later (BNPL) technology company that provides consumers with flexible payment options for everyday needs and services. Their platform allows customers to split purchases into manageable monthly installments, making essential expenses more accessible.
Our integration allows for clients to sign up for Sunbit financing directly through Stripe's "Pay Now" option within an exported invoice or account statement.
The Sunbit integration is currently available exclusively to Stripe customers through DaySmart Payments located within the United States, excluding U.S. territories, Vermont, and West Virginia.
Important: Sunbit is automatically enabled within all Stripe accounts. To disable Sunbit, navigate to Settings > Payments and click on Buy Now Pay Later. On the right, Sunbit can be toggled off if desired.
FAQs for the Clinic
The client will be able to access Sunbit through the "PAY NOW" option on any exported invoice or account statement
Once the client is approved through Sunbit, the clinic is paid right away and Sunbit will work with the pet parents to determine the next steps
Sunbit's rate fee to the clinic is 5.5% + 30¢
There are no hidden fees or monthly minimums for the clinic
The clients can prequalify almost instantly with no hard credit check, simply with their phone number and address
There are three payment options given and they always include one with no interest
Sunbit approves 9 out of 10 applicants, with a loan approval amount ranging from $60 - $20,000
Workflow
If a client intends to pay with Sunbit, please have them follow the steps below:
Currently, the intended workflow is to export the invoice directly from the invoice itself, rather than through the checkout process. Once the invoice has been paid, the staff member can go through the checkout process.
Once the client's invoice is complete, export the invoice via email or SMS (if SMS is enabled)
Direct the client to open the exported invoice, and select the "PAY NOW" button
The client will see the credit card option (to enter the card info) and Sunbit option with an "as low as" amount
The client will select the Sunbit option and go through the prompt to get approved for the amount
Once the client has been approved and gone through the process of selecting their plan, the invoice will automatically be placed in a "Paid" status. If the client is not approved for the full invoice amount, the amount that they are approved for will be applied to the invoice, and the client will have to pay the remaining balance.