New Feature Coming Soon: Pre-qualification links and clients qualifying amount will be available starting June 9th, 2025

Overview

Sunbit is a buy now, pay later (BNPL) technology company that provides consumers with flexible payment options for everyday needs and services. Their platform allows customers to split purchases into manageable monthly installments, making essential expenses more accessible.

Our integration allows for clients to sign up for Sunbit financing directly through Stripe's "Pay Now" option within an exported invoice or account statement.

The Sunbit integration is currently available exclusively to Stripe customers through DaySmart Payments located within the United States, excluding U.S. territories, Vermont, and West Virginia.

Important: Sunbit is automatically enabled within all Stripe accounts. To disable Sunbit, navigate to Settings > Payments and click on Buy Now Pay Later. On the right, Sunbit can be toggled off if desired.

Sunbit Overview in DaySmart Vet Video:

Sunbit Informational Video:

Pre-Qualification Links

Sunbit’s Buy Now, Pay Later integration is very accessible with pre-qualification links within certain client communications, making it easier for clients to get pre-qualified. This configuration will help drive adoption and increase revenue, as more clients now have financial access to higher priced services and items. The pre-qualification link can now be found in the following locations:

Appointment Confirmation
Appointment Reminder
Pre-Visit Confirmation
Invoice
Estimate
Account Statements

By default, all communication types are opted in to include the pre-qualification link. You can customize this at any time by navigating to Settings > Payments > Buy Now Pay Later Configuration and toggling off any communication types you don’t want to include.

Click the "Edit" option under "Pre- Qualification Links"

Toggle off any option you do not want to include the pre-qualification link in.

Workflow

If a client has pre-qualified, the status, dollar amount and expiration date of their qualification can be found in on the top of the following locations.

Client Profile
Invoice
Estimate
Payment Screen
Checkout Screen

Example of what it looks like on the client profile

If a client intends to pay with Sunbit, please have them follow the steps below:

Currently, the intended workflow is to export the invoice directly from the invoice itself, rather than through the checkout process. Once the invoice has been paid, the staff member can go through the checkout process.

If your clinic is utilizing the PetCare Client Mobile app, sunbit is available as a payment method when the client is paying the invoice through PetCare.

Once the client's invoice is complete, export the invoice via email or SMS (if SMS is enabled)
Direct the client to open the exported invoice, and select the "PAY NOW" button
The client will see the credit card option (to enter the card info) and Sunbit option with an "as low as" amount
The client will select the Sunbit option and go through the prompt to get approved for the amount

Once the client has been approved and gone through the process of selecting their plan, the invoice will automatically be placed in a "Paid" status. If the client is not approved for the full invoice amount, the amount that they are approved for will be applied to the invoice, and the client will have to pay the remaining balance.

FAQs

The client will be able to access Sunbit through the "PAY NOW" option on any exported invoice or account statement
Once the client is approved through Sunbit, the clinic is paid right away and Sunbit will work with the pet parents to determine the next steps
Sunbit's rate fee to the clinic is 5.5% + 30¢
There are no hidden fees or monthly minimums for the clinic
The clients can prequalify almost instantly with no hard credit check, simply with their phone number and address
There are three payment options given and they always include one with no interest
Sunbit approves 9 out of 10 applicants, with a loan approval amount ranging from $60 - $20,000
A debit card has to be linked to Sunbit. Credit cards cannot be used to make a Sunbit payment
APPROVED= customer is prequalified with a dollar amount. This is the status you should look out for
COMPLETED= customer has validated that they have a working debit card that is acceptable when completing a loan with Sunbit. It’s an optional page for the customer to complete. The approval amount sent here will not change from the APPROVED event amount